The RBA has cut the official cash rate to 4.10%. The RBA rate cut has officially arrived, with the Reserve Bank of Australia (RBA) lowering the cash rate by 0.25% to 4.10%. This is the first RBA rate cut since 2020, bringing potential relief for borrowers while aiming to stimulate economic growth. At Beyond Broking, […]
Read moreA recent report has revealed the significant mortgage broker savings available to Australian homeowners, highlighting how brokers help clients secure lower interest rates and avoid costly "loyalty taxes." Many borrowers unknowingly pay thousands more by sticking with their existing lender, but at Beyond Broking, we ensure you get the best possible deal by comparing offers […]
Read moreAs we step into 2025, understanding how much I can borrow is crucial for navigating Australia's dynamic property market. With anticipated changes in the cash rate influencing loan interest rates and accessibility, prospective borrowers—whether first-time homebuyers, those looking to refinance, or property investors—must be well-prepared. To calculate your loan serviceability, you can add up your […]
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Spring Has Arrived! Perth Property Market Update: Spring Selling Season Trends Perth’s property market is heating up for the Spring selling season! Active listings rose by 8.4% in September, with a total of 3,952 listings by month-end. However, the market remains competitive, with active listings still 19.0% lower than this time last year. This improvement […]
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Fixed or variable home loans, Choosing between a fixed or variable home loan is a crucial decision that can have a lasting impact on your financial well-being. By understanding the differences between these two loan types, you can make an informed choice that aligns with your financial goals and lifestyle. Each option has its own […]
Read moreStarting July 1, the property market will see a boost as tax cuts increase typical buyers' borrowing capacities by tens of thousands of dollars. This change, resulting from stage three tax cuts, will raise take-home pay and subsequently the maximum amount buyers can borrow. The increased budgets are expected to support price growth, despite high-interest […]
Read moreIf you are wondering whether you can get a home loan when you're self-employed exploring, you're likely aware of the additional intricacies this process entails. As seasoned mortgage brokers, we've gathered invaluable insights that can significantly streamline this journey for you. In this comprehensive guide, we'll delve deep into each critical aspect of securing a […]
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Embarking on the journey to homeownership is an exciting journey, but comes many financial considerations, including your house deposit. In this article, we unfold everything you need to know to be able to answer "How much do you need for a house deposit?" and explore various avenues that can help you secure your dream home. […]
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How to Choose a Mortgage Broker: Your Key to Home Loan Success In a landscape where rejections of home loan applications are on the rise, the importance of understanding how to choose a mortgage broker cannot be overstated. With a multitude of brokers vying for your attention, finding the perfect fit may seem like a […]
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