While Banks spend millions of dollars annually on marketing campaigns the reality is that there are really only a few home loan types that are just painted with different colours and are priced differently. Let's explore them. Variable rate loans The interest rates attached to these loans can basically move at the discretion of your bank. They normally […]
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Ever wondered what all those home loan features actually mean? Hopefully we can make life a little easier with an explanation of the most common ones. Offset Accounts This is a transaction account linked to your home loan that helps reduce your interest repayments. Banks calculate interest daily and charge accordingly so any credit balance that […]
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How much are Refinancing Costs? Let’s get started by understanding what this refinancing stuff is all about. Basically, it is shifting your home loan from one bank to another with the goal of saving on interest payments. Unless you have been living under a rock you would have seen countless bank adverts talking about their […]
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A few tips on getting a Car Loan While this article tends to assume the worst in salesman there are plenty of car yards and finance brokers out there that will look after you and have your best interests at heart. Just make sure you acknowledge the tips below to make your car buying experience […]
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Did you know that one of the largest trigger points for people either getting a home loan or refinancing is an interest rate advert. You know the ones. You’ll see them on TV, online or in shop windows and you’ll probably have that “oh shit” moment where you think you could get a good deal […]
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Are you dreaming of owning your first home in Western Australia? Good on you! It's an exciting journey, and there's some valuable assistance available to help make your dream a reality. At Beyond Broking, we specialise in first home buyer loans and buyers through the process. In this blog, we'll cover everything you need to […]
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Like many Australians I understand the cost associated with paying off a home loan. It’s not small by any means, so let’s not pay the banks any more money than necessary. For many of us making some quick and easy changes could help you save you in the long run. A short conversation with us […]
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