If you find yourself making multiple debt repayments to various lenders and feeling overwhelmed, Debt Consolidation Loans might be the solution you need to regain control of your financial situation. Beyond Broking, backed by a team with a strong background in accounting and finance, understand how finances can sometimes spiral out of control. We offer expert assistance in consolidating your debts and devising custom solutions, even for the most complicated circumstances. Our primary goal is to provide you with the knowledge and tools to simplify your financial life, save money and embark on a journey toward a debt-free future.
We consolidate multiple debts into a single manageable loan, streamlining financial management.
We negotiate and source the most competitive interest rates, potentially reducing overall interest expenses.
We devise tailored debt consolidation plans to suit each client's unique financial circumstances.
With a consolidated loan, clients can focus on quicker debt reduction and a debt-free future.
Our team's deep finance and accounting background allows us to offer holistic solutions for even the most complex financial situations.
By taking charge of the consolidation process, we help clients regain control of their finances, reducing stress and providing peace of mind.
While eligibility criteria may vary, generally, individuals who meet the following conditions are eligible for Debt Consolidation have:
Beyond Broking's holistic approach to finance means we consider your entire financial picture, making us well-equipped to create customised Debt Consolidation Loan solutions tailored to your unique needs and circumstances.
Debt Consolidation Loans offer numerous advantages, making them a popular choice for those looking to improve their financial well-being:
Simplify Your Finances: Say goodbye to juggling multiple loan repayments, credit card bills and interest rates. With a Debt Consolidation Loan from Beyond Broking, you'll have just one monthly payment to keep track of, streamlining your financial management.
Lower Interest Rates: Beyond Broking can secure competitive interest rates, potentially leading to significant savings over time compared to high-interest loans or credit cards.
Improved Credit Score: Consistently making on-time payments on your Debt Consolidation Loan can positively impact your credit score, providing you with better financial opportunities in the future.
Clear Debt Faster: With a single, consolidated loan, you can focus on paying down your debt more efficiently, potentially becoming debt-free sooner.
The Debt Consolidation process with Beyond Broking is straightforward and hassle-free:
Step One: Consultation
Reach out to our team for a complimentary consultation. We'll assess your financial situation and discuss your goals and concerns, drawing from our deep accounting and finance expertise.
Step Two: Customised Solution
Based on your unique circumstances, Beyond Broking will create a customised Debt Consolidation Loan plan that suits your budget and financial objectives.
Step Three: Application
Once you're satisfied with the plan, we'll assist you in completing the application process. Our experience ensures efficient processing to get your loan approved as quickly as possible.
Step Four: Consolidation
After settlement, with your debts now consolidated into a single loan, you'll begin making your single monthly repayments
Step Five: Financial Freedom
As you make consistent payments, you'll watch your debts decrease, leading you toward a brighter, debt-free future.
Don't let debt stress you any longer. Contact Beyond Broking today, and let us help you regain control of your personal finances and work towards financial freedom. Our expertise, combined with a holistic approach, ensures that we provide you with the best possible solutions, all at no cost for your initial consultation. Contact us to organise a complimentary, no-obligation assessment and take the first step toward simplifying and saving today!
You could save thousands of dollars by spending a few hundred. Over time the home loan you originally signed up for may not be as competitive as what’s currently available. You may have also built up additional equity that will give you access to more options. We suggest a quick home product check to see where you are placed and if we think you can do better we will find you the right option.
You don’t have to do much at all – as we do it all for you! We start with an assessment of your financial situation, review your current loan, get a valuation completed on your existing property and submit the forms. We will manage the process on your behalf to make this as simple as possible and keep you informed as everything progresses.
Expect to spend about $700 on refinancing. This will vary depending on the lender and the type of loan you have, however it covers settlement and registration fees while application and valuation fees are typically waived by the new lender.
To use industry jargon this is Debt Consolidation and yes this is something we can help you with. Some lenders will have restrictions on what you can consolidate but it can be a great way to simplify repayments and potentially benefit from lower interest rates associated with your home loan.
Variable interest rates move up and down and are normally relative to changes in official interest rates set by the Reserve Bank of Australia. A variable rate loan is beneficial when rates are on the decline or you need flexibility in your home loan.. Fixed interest rates don’t move. You can fix your rate for a particular period of time, normally between one and five years. But it’s most beneficial when rates are on the rise or want certainty in repayments.