Buying property is a big commitment. Being prepared means knowing if you’re in the right financial position to buy, what you can realistically repay, and how much money you’ll need upfront. Plus, you could be eligible for government financial assistance packages or exemptions and not know it! This easy guide will help you answer all […]
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Digital bank 86 400 are offering home loans with zero mortgage lenders insurance, no matter which industry you're in. Are you eligible?
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If you are a foreigner interested in acquiring land in Australia, this blog explains foreign transfer duty and how it might apply to your particular situation. We break down the different government rates across each State depending on effective date of contract. Plus, we include additional information to help you determine whether or not you are exempt from paying this duty.
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Understanding comparison rates could make the difference of saving hundreds (or even thousands) of dollars for you. Loans with the lowest interest rate aren’t always the best option. It's important to research different products and loan providers, taking into consideration your personal circumstances. If you’re in the market for your first home loan and have […]
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Lately, we've been getting enquiries about bridging loans. But there is little advertising on what a bridging loan is, and how it can benefit a home buyer. Anyone who is experienced in the property market would agree that loans can take time to approve. This can be frustrating, especially if you want to sell some […]
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What is an offset account? An offset account is a transaction account linked to your home loan. It can help reduce the amount of interest you pay on your home loan meaning you may be able to pay off your loan sooner than anticipated! You can still make deposits and withdraw from your offset account […]
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A good mortgage broker can save you time and money by finding the best deal for your circumstances. People often ask us what we do, and how we can help, so we have put together a list of FAQs to answer some of those burning questions. What does a mortgage broker do? We can assist […]
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What are fixed interest rates? Fixed interest rates are rates that remain fixed for a loan's entire term, regardless of what happens in the market. Knowing your repayments will remain fixed allow you to plan ahead and maintain a certain standard of living. Fixed rates can also protect you from sudden rate rises. The downside […]
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Dear Readers, The Federal Government and banking industry is banding together to assist home loan customers as much as possible during these difficult times. If you suffer a loss of income or employment, or there has been a major change in your personal circumstances due to the current COVID-19 (coronavirus) pandemic, we’re advising clients to […]
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