We Go Beyond! Are the days flying past for anyone else?! We're halfway through March already with the Autumn buying season well and truly upon us - and what an interesting year it's turning out to be. Rest assured, with the recent developments in Australia and around the world regarding coronavirus disease (COVID-19), it is […]
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What is stamp duty? In the housing and property market, a common term used is stamp duty, but it’s surprising how many people aren’t aware of stamp duty, or how it works. For many people stamp duty can be the biggest additional cost. Stamp duty is tax that state and territory governments charge for processing […]
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There are four situations in every Australian’s life when working with an experienced mortgage broker is very beneficial in both the short and long term. Buying your first home Buying your first home can be very overwhelming, but it doesn’t need to be. With an adequate deposit, a good credit history, and an experienced broker […]
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Wishing you a safe and Merry Christmas! As 2019 comes to an end we'd like to thank you for your ongoing support. It's been a fun and eye opening year complete with the lowest interest rates in Australian history, fluctuating property markets and continuously changing economic conditions. Through these interesting times, many of you have turned to us for […]
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If you in the market for your first home, make sure you look into the some of the benefits you may be eligible for. First home buyers grant The first homeowner grant (FHOG) is a one-off payment to encourage and assist first home buyers who build, substantially renovate or buy a new home. A $10,000 […]
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The Australian home loan market is a rapidly changing beast. New and innovative products hit the market daily, which we are constantly notified of by news and media outlets, yet surprisingly many Australian’s continue to avoid refinancing their home loans – which is often offering significant savings. Historically, dealing with banks has been a tedious […]
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We Go Beyond! Spring is here marking the start of one of the busiest times in the property market. In the June quarter property prices continued to decline and according to the latest research from the Real Estate Institute of Australia, it will most likely be the bottom of the cycle. These two factors combined with […]
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Interesting times are ahead for the Australian economy as the Reserve bank decides to cut interest rates again by 0.25%. This brings official interest rates down to a record low of 0.75%. The big four banks failed to pass on the full interest rate saving with the majority only passing on 0.13%-0.15% to owner occupied […]
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We Go Beyond! Welcome to our first Newsletter. Keeping in touch is important to us as long after the ink is dry on your loan documents, we’re still your personal banker and here to help. While we’ve both been lucky to take a short holiday recently, the end of financial year continues to keep us busy […]
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