Four situations to use a mortgage broker

There are four situations in which a good mortgage broker is beneficial - both in the short and long term.


Buying your first home

Buying your first home can be very overwhelming, but with an experienced mortgage broker, it should be a piece of cake. We have experience negotiating with banks and lodging home loan applications. A good mortgage broker will assess your situation to understand how much debt you can manage comfortably. We will also take advantage of any applicable grants that can boost your deposit.


Upgrading your home

Whether you are planning to sell your home to repurchase another, or planning to turn your current home into an investment property, a mortgage broker can find solutions to fit your needs.


Refinancing your home loan

Many banks will count on the fact that most people set and forget their home loans as they think it will be too difficult to move. However, did you know you could end up paying thousands of dollars extra to the banks? A good mortgage broker will stay in touch with their clients long after the ink is dry. We will remind you to review your home loan every two years to can take advantage of better offers.

Building a property portfolio

An experienced mortgage broker can make all the difference on your property investment journey. A common issue is investors hitting serviceability issues as they try to expand beyond a couple of properties. Mortgage brokers understand the eligibility criteria of various banks, which helps them determine the options you should go with at different stages in your investment journey. They will also understand the correct loan structures to implement to ensure you are benefiting from any tax deductions.

Why is it beneficial to work with a mortgage broker?

Today, nearly 60 per cent of all new residential lending in Australia is introduced through mortgage brokers. Choosing a good broker can make all the difference and Beyond Broking has experience in spades - just check out the reviews from all our happy clients.

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