How to Choose a Mortgage Broker: Your Key to Home Loan Success In a landscape where rejections of home loan applications are on the rise, the importance of understanding how to choose a mortgage broker cannot be overstated. With a multitude of brokers vying for your attention, finding the perfect fit may seem like a […]
Read more
If you're in the market for a home loan or already have one, you may have come across the term "offset account." But what is an offset account and how can it help you manage your mortgage more effectively? In this blog, we'll delve into the world of offset accounts, explaining what they are, how […]
Read more
Understanding the First Home Buyer Choice scheme in NSW: factors to consider The New South Wales (NSW) government recently introduced changes to stamp duty legislation known as the First Home Buyer Choice scheme. This scheme provides first home buyers who meet certain eligibility criteria with the option to either pay upfront stamp duty upon purchasing […]
Read more
While the Sydney market has declined overall, middle-ring areas that offer houses in the $900,000 to $1.5 million range – such as Canterbury-Bankstown, Georges River, Cumberland and Parramatta – still have strong growth markets. According to Canstar’s latest Rising Stars Report, the decline in the market does not mean that all sectors are weak, with […]
Read more
Homeowners on a fixed home loan should act now to get ready for anticipated rate rises. Last year, the number of fixed rate loan applications were at an all-time high, this is due to borrowers taking advantage of record low interest rates in response to the pandemic. Those who took out these fixed rate loans […]
Read more
As we move through a period of increasing interest rates you are going to see your borrowing capacity get squeezed. While we don’t typically recommend borrowing to your maximum, here are a few tips that can help you improve your situation if you do: While it is good to get an idea of how you […]
Read more
In recent months the Sydney property market has shifted from a seller’s market to a buyer’s market. With all the negative news around inflation and interest rate rises, is there a silver lining? We believe a declining market presents unique opportunities for first home buyers and investors. As a result of high inflation and increases […]
Read more
Bricks and mortar are reassuringly tangible. That's why for many people, buying property is the great Australian dream. It doesn’t matter if you’re from Perth, Sydney, Melbourne, Adelaide or Darwin - investing in property is a way to achieve long term financial stability - you just need to have a good plan. Our banking and […]
Read more
The loan approval processes for building or buying in Sydney are similar, but a construction loan works a little differently. Did you know? Don't worry. we take care of all that for you. We have access to an extensive range of construction loan products. We explain all your options and then help you work out […]
Read more
