While Banks spend millions of dollars annually on marketing campaigns the reality is that there are really only a few home loan types that are just painted with different colours and are priced differently. Let's explore them. Variable rate loans The interest rates attached to these loans can basically move at the discretion of your bank. They normally […]
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Ever wondered what all those home loan features actually mean? Hopefully we can make life a little easier with an explanation of the most common ones. Offset Accounts This is a transaction account linked to your home loan that helps reduce your interest repayments. Banks calculate interest daily and charge accordingly so any credit balance that […]
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I have recently met with a few first home buyers and the amount of information they are greeted with is pretty overwhelming and can take the shine off the whole experience. Below are some key facts about Western Australian stamp duty concessions for first home owners and the first home owner grant that should simplify at least […]
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Finding a deposit for your first home I remember shopping for my first home. It was pretty daunting to say the least and for an experience that is supposed to be exciting and fun it does have its drawbacks. Not only do you have to find a house you like and figure out if you […]
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