Spring Has Arrived! Perth Property Market Update: Spring Selling Season Trends Perth’s property market is heating up for the Spring selling season! Active listings rose by 8.4% in September, with a total of 3,952 listings by month-end. However, the market remains competitive, with active listings still 19.0% lower than this time last year. This improvement […]
Read more
Fixed or variable home loans, Choosing between a fixed or variable home loan is a crucial decision that can have a lasting impact on your financial well-being. By understanding the differences between these two loan types, you can make an informed choice that aligns with your financial goals and lifestyle. Each option has its own […]
Read moreStarting July 1, the property market will see a boost as tax cuts increase typical buyers' borrowing capacities by tens of thousands of dollars. This change, resulting from stage three tax cuts, will raise take-home pay and subsequently the maximum amount buyers can borrow. The increased budgets are expected to support price growth, despite high-interest […]
Read moreIf you are wondering whether you can get a home loan when you're self-employed exploring, you're likely aware of the additional intricacies this process entails. As seasoned mortgage brokers, we've gathered invaluable insights that can significantly streamline this journey for you. In this comprehensive guide, we'll delve deep into each critical aspect of securing a […]
Read more
If you're in the market for a home loan or already have one, you may have come across the term "offset account." But what is an offset account and how can it help you manage your mortgage more effectively? In this blog, we'll delve into the world of offset accounts, explaining what they are, how […]
Read more
Despite the interest rate rises and a moderate decline in house prices nationally, the Perth market has remained relatively resilient. August 2020 to May 2022 saw Perth’s first meaningful growth period in almost a decade. In 2022, we saw eight interest rate rises, bringing the cash rate up from a historic low of 0.10% to […]
Read more
Buying property is a big commitment. Being prepared means knowing if you’re in the right financial position to buy, what you can realistically repay, and how much money you’ll need upfront. Plus, you could be eligible for government financial assistance packages or exemptions and not know it! This easy guide will help you answer all […]
Read more
If you are a foreigner interested in acquiring land in Australia, this blog explains foreign transfer duty and how it might apply to your particular situation. We break down the different government rates across each State depending on effective date of contract. Plus, we include additional information to help you determine whether or not you are exempt from paying this duty.
Read more
Understanding comparison rates could make the difference of saving hundreds (or even thousands) of dollars for you. Loans with the lowest interest rate aren’t always the best option. It's important to research different products and loan providers, taking into consideration your personal circumstances. If you’re in the market for your first home loan and have […]
Read more
