It's that time of the year again when we start getting our tax affairs in order and if you're smart about it you can look forward to a tax refund. To get the most out of this time of the year I strongly advise finding an accountant to do the work for you. Their cost […]
Read more
For most of the last decade I used to work for banks with the main goal of increasing their profitability. I apologise up front for that. Now that the shoe is on the other foot I have learnt a few things to help you pick your next home loan and help you get one back on […]
Read more
A property valuation can really make or break your ability to get a home loan with lower valuations having devastating impacts on your ability to refinance to a cheaper rate, fund the purchase of a new home or in some rare cases limit your ability to sell your property. Over the last year we have been privy to the results of countless […]
Read more
While Banks spend millions of dollars annually on marketing campaigns the reality is that there are really only a few home loan types that are just painted with different colours and are priced differently. Let's explore them. Variable rate loans The interest rates attached to these loans can basically move at the discretion of your bank. They normally […]
Read more
Ever wondered what all those home loan features actually mean? Hopefully we can make life a little easier with an explanation of the most common ones. Offset Accounts This is a transaction account linked to your home loan that helps reduce your interest repayments. Banks calculate interest daily and charge accordingly so any credit balance that […]
Read more
How much are Refinancing Costs? Let’s get started by understanding what this refinancing stuff is all about. Basically, it is shifting your home loan from one bank to another with the goal of saving on interest payments. Unless you have been living under a rock you would have seen countless bank adverts talking about their […]
Read more
A few tips on getting a Car Loan While this article tends to assume the worst in salesman there are plenty of car yards and finance brokers out there that will look after you and have your best interests at heart. Just make sure you acknowledge the tips below to make your car buying experience […]
Read more
Did you know that one of the largest trigger points for people either getting a home loan or refinancing is an interest rate advert. You know the ones. You’ll see them on TV, online or in shop windows and you’ll probably have that “oh shit” moment where you think you could get a good deal […]
Read more
Are you dreaming of owning your first home in Western Australia? Good on you! It's an exciting journey, and there's some valuable assistance available to help make your dream a reality. At Beyond Broking, we specialise in first home buyer loans and buyers through the process. In this blog, we'll cover everything you need to […]
Read more
