We Go Beyond Newsletter | September Edition

We Go Beyond!

It’s that time of year again, warmer mornings and longer days. The market has been a little quieter in the wake of COVID-19 and many are watching to see if things will spring back into action this season.

Typically the cheaper times to buy in Australia is just before, or just after Winter. So if you haven’t yet taken advantage of the low priced property market, now may be your time! People seem to be regaining their confidence as we have seen a lot of interest in buying and selling recently, with particular demand for buying.

Although there are different property market trends across the different states, it’s important you get the right advice for your individual circumstances – so make sure you do your due diligence, and if you need a helping hand we are only a phone call away.

Cheers,

Brian & Jess

 

Market Update from Brian

Who would have thought that during a global pandemic there would be so much demand for property in Perth? Not me. The reality is we are seeing some unprecedented (the word currently defining 2020) behaviour in the property market and while you are seeing every man and his dog offer predictions on property prices one thing is true in Perth, there are close to 3,000 less houses for sale compared to this time last year. Lower stock levels are helping drive up property prices and the other interesting factor is that it doesn’t feel like we are seeing changes in demand. Houses feel like they are flying off the shelves with some being snapped up before home opens even commence. Money appears to be staying in WA and people seem to be very happy to put that into property at the moment with a low interest rate environment supporting these choices.

On the bank front the one thing I can say is be prepared to wait. Assessment time frames are getting longer especially with east coast banks baring the brunt of COVID-19 and clearly creating delays. So if you are hunting for a home be sure to factor this in.

 

 

 

 

 

Refer a Friend

Put a spring in your step this buying season… Refer a friend who proceeds with any Beyond Broking loan and you receive a 0.1% loan referral bonus! Just make sure your friends mention the referral when booking an appointment with us – what a win!

Terms and conditions apply, visit our website for details.

 

 

 

 

 

 

Beyond your First Home?
Looking for more space, wanting to upgrade or is your family home a little too big and you want to downsize?

Finding a loan the second time around should be easier however, it’s likely the process has changed since you last applied. Let us take the stress away and do all the groundwork for you. Book in a complimentary consultation today!

 

 

 

 

 

 

What is an offset account and what are the benefits?
An offset account is a transaction account linked to your home loan. It can help reduce the amount of interest you pay on your home loan meaning you may be able to pay off your loan sooner than anticipated! You can still make deposits and withdraw from your offset account but the more money in your offset account, the less interest you’ll pay… Read More!

 

 

 

 

 

CURRENT RATE

Low rate home loan interest rates from 2.29%!

Comparison rate 2.72%.

*The comparison rate is based on a loan amount of $150,000, over a 25 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

When was the last time you refinanced?
If it’s more than two years ago, then it’s time we reviewed your options and found you a better deal.
Call us today on 1300 462 396 for a complimentary home loan health check.